Child Benefit and the High-Income Charge Explained (2026)
Quick answer Child Benefit in 2026 to 2027 is £27.05 a week for your eldest child...

Half term, weather miserable, no money in the budget after the bank holiday and a child saying “I am bored” before nine in the morning. Here are twenty indoor activities that cost actual zero pounds, organised by age. Most use things you already have in the house.
Before the list, a permission slip. Children do not need a curated activity every two hours. Boredom is where creativity starts. If they spend forty minutes flopping about complaining and then end up building a fort, that is not a failed parent, that is a normal, healthy half-term arc. The American Academy of Pediatrics is clear that unstructured play is genuinely good for child development, and that goes for tweens too.
The other thing to know: you do not have to be Pinterest-perfect. You do not have to do crafts that require glitter, hot glue or a calligraphy pen. The activities below are deliberately low-prep, low-clean-up and low-budget.
Save these for genuine emergencies, otherwise the magic wears off: face paints, the special big puzzle, the new film, baking, the iPad. The trick to half term is sequencing. The boring stuff happens before the special stuff. Quiet activities before lunch, bigger activities after.
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Mornings: outside if at all possible (even in the garden in the pouring rain in wellies). Lunch on the floor in the living room (a “picnic”). Quiet hour with books and one screen, separate rooms. Afternoon: one bigger activity. Tea, bath, bed. Repeat for five days. Survive.
If you are going to break it, break it at the end of the week. Friday is the day for the cinema, the soft play, the trip into town. Not Monday, when you still have four days to fill.
Half term is harder than people admit. You are doing childcare, food, mediation, activity-planning and your own work in the same head, in the same kitchen. A few non-negotiables make the week survivable:
Free is fine. Boring is fine. Surviving the week is the goal, not curating it.
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